Plan Your Retirement
CPP Benefits - Take Early or Later?
This table compares the value of Canada Pension Plan (CPP) benefits if you take them earlier or later.
🆕 CPP Estimator
Find out how much retirement pension you could receive from the Canada Pension Plan (CPP) based on the age you choose to start collecting.
🆕 OAS Estimator
Calculate the Canadian Old Age Security (OAS) benefits you can expect to receive.
Retirement Ratio
Use this worksheet to find the percentage of income that you'll need in retirement.
🆕 Target Savings
Calculate how much you need to save per month starting now to achieve your goals.
🆕 Target Wealth
Calculate the level of wealth you need at retirement in order to sustain your post-retirement spending needs.
Manage Your Retirement
🆕 Optimal Drawdown
See how much you can afford to spend per year given your actual savings and retirement income, and from which sources (registered and non-registered).
🆕 Portfolio Longevity
See how long your savings will last if you are retired with different investment options.
RRIF Payment
Calculate your RRIF payment and how long your RRIF will last.
Spousal RRSP Withdrawals
See when withdrawals from a spousal RRSP are taxed in the contributor’s or spouse's hands.