Retirement tools and calculators

Plan for Retirement

Compare the value of Canada Pension Plan (CPP) benefits if you take them earlier or later.

Estimate how much retirement pension you could receive from the Canada Pension Plan (CPP) based on the age you choose to start collecting.

Estimate the Canadian Old Age Security (OAS) benefits you can expect to receive based on the age you choose to start collecting.

Use this worksheet to find the percentage of income that you'll need in retirement.

Calculate how much you need to save per month starting now to achieve your retirement goals.

Calculate the level of wealth you need at retirement in order to sustain your post-retirement spending needs.

Calculate your Registered Retirement Income Fund (RRIF) payments and how long your RRIF will last.

See when withdrawals from a spousal RRSP are taxed in the contributor’s or spouse's hands.

See how much you can afford to spend per year given your actual savings and retirement income, and from which sources.

See how long your savings will last if you are retired with different investment options.