Financial Facelift

Max and Peg have a paid-off home, indexed pensions and an investment portfolio. So why are they falling short of their goals?

How can Linda, 81, minimize taxes and ensure her heirs eventually receive as much of her estate as possible?

When should Colin, 64, and Jacki, 62, sell their rental property to help fund retirement?

Margaret, 66, and Jack, 70, are getting married next summer. What should they do with their two homes?

Olivia, 55, and Elijah, 65, want to spend $120,000 in retirement. How close are they to hitting that goal?

Lars, 43, and Tricia, 44, are worried about financial resilience. How can they prepare for unexpected bad news?

How much can Morris, 81, and Penny, 80, afford to gift to their grandchildren?

Can Steve and Heather, both 61, help their kids buy homes and still be comfortable in retirement?

Mark earns $370,000 per year. Lois earns $30,000. How can they use that big income disparity to their financial advantage?

Can Lynn, 38, and Wyatt, 31, afford to move their family to a better school district?

Can Al, 61, and Kate, 57, increase their retirement spending and still leave a sizeable estate?

Are Leonard and Gwen’s retirement savings too reliant on a single stock?

Should Leah, 67, use her retirement savings to pay off her mortgage?

Can Sal, 69, and Carla, 65, retire and still meet their after-tax spending goal?

Can Moira, 51 and a teacher, retire within seven years?

Should Melissa, 60, sell her condo or keep it as an investment property?

Can Kai and Sandra get back on track after five years living on a financial ‘shoestring’?

Should Mitra, 55, incorporate her successful consulting business?

Can Clive and Clara, 65, meet their retirement goals after he was laid off?

How long will it take Pete, 29, and Penny, 28, to save for a house while living with her parents?

Do Larry and Brandy, 64, need to sell their home or cottage to afford retirement?

Can John, 62, overcome his fear of ‘harvesting’ his wealth?

Can Judy, 62, afford to join Charles, 64, in retirement this summer?

Can Lisa, 68, afford to take her kids on a big trip and help them buy homes?

If Alexandra, 58, retires now, how long will her money last?

Can Peter, 53, afford to retire in 10 years?

Kate has two kids: One is good with money, one is not. How should she structure her estate?

Can Thelma, 61, retire soon without cutting back on her spending?

Can Matthew, 57, and Lizzy, 56, afford to retire in three years?

Does Connie, 71, have enough to meet her retirement goals if she can’t find work?

How long can Larry and Bonnie keep their cottage after retirement?

How should Hank, 69, and Caroline, 64, turn their savings into income?