Carrick on Money

Financial decisions that cause the most regret

In a tough year for personal finance, what’s normal for debt and saving?

The big spending trend in 2023 is to use the word ‘No’ a lot

‘There is no fun spin on reality – 2023 will be brutal on a lot of families’

2023 will be the year of the downsizing boomer

We need to talk about your plunging net worth

This is the age when young people should get a first credit card

A debt voyeur’s guide to average balances on mortgages, credit lines and more

I botched my first online clothes purchase and ended up with a plastic bathing suit

RBC buying HSBC Canada is a loss for the banking public

A Gen Z on home ownership: ‘I just don’t want to put myself through that’

Five ways to check your credit score for free

Enough with the lectures for families to cut spending

A lot of people are unhappy about how much they’re paid at work

The crash course in personal finance you never got in school

Comparing Toronto house prices to the early 1990s crash

Please explain how the Bank of Canada’s fight against inflation actually helps people

A warning on houses as an investment

‘I’m on a variable-rate mortgage – biggest regret of my life’

Young adults needing parental money help: ‘It’s not if, but when’

Invest or pay down the mortgage as rates soar and stocks tank?

New homeowners, tell us your mortgage war stories

It’s time to stick a fork in these personal finance clichés

Charging people who pay with credit cards is the new sin tax

Travellers at risk of paying more for their hotel than their flight

Beyond life expectancy: How does the health of your body compare?

The new normal in housing is to live with parents or roommates after graduation

Following the money: Smart and risky things people did with their pandemic savings

Interac now has mellow music for the inflation-weary

How to cut your monthly spending by up to $400 – ditch your storage locker

How we got a travel boom while costs balloon for families

The question to ask yourself before any big financial move this year