Reported net income of $34.1 million and diluted earnings per share of $0.67 for the third quarter of 2024, compared with net income of $49.3 million and diluted earnings per share of $1.03 for the third quarter of 2023. Return on common shareholders' equity was 4.7% for the third quarter of 2024, compared with 6.9% for the third quarter of 2023. Adjusted net income was $43.1 million and adjusted diluted earnings per share were $0.88 for the third quarter of 2024, compared with $57.6 million and $1.22 for the third quarter of 2023. Laurentian Bank of Canada shares T.LB are trading down $0.66 at $26.30.